Welcome to DJH Financial Services
July 30, 2026 marked my 41st year in the financial industry—beginning on the floor of the Chicago Board of Trade in 1985. From the very start, I have placed a premium on exceptional, personal service for every client.
DJH Financial is now in its 11th year. We love working with our clients, and we always answer the phone. Alongside LPL Financial and a carefully chosen network of professional partners, we deliver a client experience from the first conversation through every
stage of the relationship.
Client Services Through LPL Financial
• SIPC protection for eligible accounts
• Excess SIPC coverage, subject to applicable limits and conditions
• Full custody and brokerage services
• Checking features and money market accounts
• Optional 24/7 online account access
Investment Philosophy
As a financial advisor, I believe first in the preservation of capital. I seek strategies and time-proven methods that help manage risk
while pursuing long-term growth opportunities consistent with each client's goals and risk tolerance.
My approach centers on three complementary pillars:
• Managed Account Strategies — designed to help limit downside exposure
• Living-Benefit Annuities — to help build personal pension-like income streams
• Dividend-Paying Stocks — as a core component of a total-return strategy
Professional Experience
2015 – Present · President & CEO, DJH Financial Services
2009 – 2015 · Senior Vice President, Wells Fargo Advisors
2001 – 2009 · Second Vice President – Investments, Smith Barney
1994 – 2001 · Financial Advisor, Dean Witter / Morgan Stanley (Woodland Hills, CA)
1988 – 1993 · Associate Member, Chicago Board of Trade — Independent Floor Broker (Morgan Stanley, Citigroup, Bank of America, DLJ &
others); 30-Year Bond Futures Trader
1987 – 1988 · Associate Member, CBOT — Merrill Lynch Proprietary Floor Broker
1987 · Associate Member, CBOT — Morgan Stanley (MMI / Mini Dow Futures)
1985 – 1986 · CBOT Options Pit Clerk and Clerk/Runner, Bunge Corporation
Education & Competitive Background
• B.A., Communications — Rutgers University, 1985
• Tri-Captain, Rutgers University Men’s Track Team, 1984
• Atlantic 10 Collegiate Conference 1500-Meter Champion, 1984
The discipline, preparation, and competitive mindset developed on the track continue to shape how I serve every client relationship
today.